Investments, Pensions and Life Insurance

Independent financial advice and specialist knowledge...

Through our associated company, Stephenson Smart Financial Services Limited we are able to provide a tailored solution to your financial needs by providing you with impartial advice in areas such as:

Financial Planning

If you are looking for independent advice to help you to determine and prioritise your financial needs and goals, Stephenson Smart Financial Services Ltd could be beneficial to you. We can help you review your existing assets and liabilities and advise you on how to manage these more effectively to create future wealth and when the time comes, draw on your invested assets to provide you with an income.

We also offer advice on Inheritance Tax Planning and can help you to plan how best to protect your own and your family’s standard of living in the unfortunate event of serious illness or death.

Pensions

Our Financial Services team can assist you in selecting an appropriate pension provider, help you review and monitor your existing and future pension provision and advise you on the options available to you at retirement, including income drawdown and guaranteed lifetime income products.

Additionally, we are able to advise you on selecting the most suitable pension arrangements to suit you. These may include:

  • Stakeholder Pension Plans
  • Personal Pension Plans
  • Self-Invested Personal Pensions Plans (SIPPs)
  • Company/Occupational Schemes, including Auto Enrolment solutions
  • Small Self-Administered Schemes (SSAS)

Investments

If you’re unsure on when to invest and when to save, we can offer you our expert opinion so you can make a decision that will be beneficial to your individual situation. Our team can help you review and monitor your existing savings and investments, as well as offer you advice on how to set up a suitable investment portfolio for either income or capital growth.

There are a number of investment products we can provide independent advice on, such as:

  • Building Society Savings Accounts
  • National Savings
  • ISAs
  • Insurance Bonds
  • Unit Trusts and OEICS

Life and Other Insurances

With a variety of different insurance types and companies, it may become overwhelming trying to choose the correct one for you.

Some of your options may include:

  • Term Life Assurance
  • Whole of Life Assurance
  • Income Protection Insurance
  • Critical Illness Insurance

However, our extensive knowledge of insurance, and insurance companies, allows us to provide you with accurate advice on selecting the most appropriate type and amount of insurance that is best suited to you. Additionally, we can advise you on specialist insurance such as Directors Share Protection and Keyman Insurance.

Stephenson Smart Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 191340

Require more information?

If you would like more information or would like to ask us a question then contact us at Stephenson Smart Financial Services Ltd, 36 Tyndall Court, Commerce Road, Lynchwood, Peterborough, PE2 6LR, telephone 01733 572200 or email ian.donmall@stephensonsmartfinancial.co.uk.